diff --git a/packages/api/src/mcp/UserConnectionManager.ts b/packages/api/src/mcp/UserConnectionManager.ts
index b52d66795c..67505ee9a7 100644
--- a/packages/api/src/mcp/UserConnectionManager.ts
+++ b/packages/api/src/mcp/UserConnectionManager.ts
@@ -229,9 +229,10 @@ export abstract class UserConnectionManager {
    * against the config and connection state the teardown left behind, instead of failing.
    */
   public async getUserConnection(opts: t.UserMCPConnectionOptions): Promise<MCPConnection> {
+    let attemptOptions = opts;
     for (let attempt = 0; ; attempt++) {
       try {
-        return await this.establishUserConnection(opts);
+        return await this.establishUserConnection(attemptOptions);
       } catch (error) {
         if (
           !(error instanceof ConnectionCreationCancelledError) ||
@@ -242,10 +243,38 @@ export abstract class UserConnectionManager {
         logger.info(
           `[MCP][User: ${opts.user?.id}][${opts.serverName}] Connection creation raced a teardown; re-establishing`,
         );
+        attemptOptions = await this.refreshFencedServerConfig(attemptOptions);
       }
     }
   }
 
+  /**
+   * Callers hand in a config they resolved before the teardown, so a re-established attempt
+   * re-reads it: a registry-backed server picks up the committed update, and a deleted user
+   * server resolves to nothing and fails the attempt instead of reconnecting to the removed
+   * endpoint. A caller-supplied config the registry cannot resolve on its own — a config-source
+   * server not cached yet — is kept, since no user mutation removes it.
+   */
+  private async refreshFencedServerConfig(
+    opts: t.UserMCPConnectionOptions,
+  ): Promise<t.UserMCPConnectionOptions> {
+    const userId = opts.user?.id;
+    if (!userId) {
+      return opts;
+    }
+    const serverConfig = await MCPServersRegistry.getInstance().getServerConfig(
+      opts.serverName,
+      userId,
+    );
+    if (serverConfig) {
+      return { ...opts, serverConfig };
+    }
+    if (opts.serverConfig && !isUserSourced(opts.serverConfig)) {
+      return opts;
+    }
+    return { ...opts, serverConfig: undefined };
+  }
+
   private async establishUserConnection(opts: t.UserMCPConnectionOptions): Promise<MCPConnection> {
     const { serverName, forceNew, user } = opts;
     const userId = user?.id;
diff --git a/packages/api/src/mcp/__tests__/MCPManager.test.ts b/packages/api/src/mcp/__tests__/MCPManager.test.ts
index 3b8c758c4c..792ed46668 100644
--- a/packages/api/src/mcp/__tests__/MCPManager.test.ts
+++ b/packages/api/src/mcp/__tests__/MCPManager.test.ts
@@ -3363,7 +3363,7 @@ describe('MCPManager', () => {
       expect(manager.getUserConnections(userId)?.get(serverName)).toBe(reestablishedConnection);
     });
 
-    it('re-reads the server config when a teardown fences an in-flight creation', async () => {
+    it('re-reads the committed config when a teardown fences a caller-resolved creation', async () => {
       const fencedConnection = newUserConnection();
       const reestablishedConnection = newUserConnection();
       const staleConfig: t.ParsedServerConfig = {
@@ -3383,7 +3383,12 @@ describe('MCPManager', () => {
         .mockResolvedValue(reestablishedConnection);
 
       const manager = await MCPManager.createInstance(newMCPServersConfig());
-      const creation = manager.getUserConnection({ serverName, user: mockUser });
+      /** `MCPManager.getConnection` resolves the config once and hands it to every attempt. */
+      const creation = manager.getUserConnection({
+        serverName,
+        user: mockUser,
+        serverConfig: staleConfig,
+      });
       while ((MCPConnectionFactory.create as jest.Mock).mock.calls.length === 0) {
         await new Promise((resolve) => setImmediate(resolve));
       }
@@ -3405,6 +3410,81 @@ describe('MCPManager', () => {
       );
     });
 
+    it('fails a fenced creation whose user server was deleted during the teardown', async () => {
+      const fencedConnection = newUserConnection();
+      const deletedConfig: t.ParsedServerConfig = {
+        type: 'streamable-http',
+        url: 'https://mcp.example.com/deleted',
+        source: 'user',
+        dbId: 'server-1',
+      };
+      let resolveConnection: ((connection: MCPConnection) => void) | undefined;
+      const factoryResult = new Promise<MCPConnection>((resolve) => {
+        resolveConnection = resolve;
+      });
+      mockAppConnections({ has: jest.fn().mockResolvedValue(false) });
+      (mockRegistryInstance.getServerConfig as jest.Mock).mockResolvedValue(deletedConfig);
+      (MCPConnectionFactory.create as jest.Mock).mockReturnValue(factoryResult);
+
+      const manager = await MCPManager.createInstance(newMCPServersConfig());
+      const creation = manager.getUserConnection({
+        serverName,
+        user: mockUser,
+        serverConfig: deletedConfig,
+      });
+      while ((MCPConnectionFactory.create as jest.Mock).mock.calls.length === 0) {
+        await new Promise((resolve) => setImmediate(resolve));
+      }
+
+      (mockRegistryInstance.getServerConfig as jest.Mock).mockResolvedValue(undefined);
+      await manager.disconnectUserConnection(userId, serverName);
+      resolveConnection?.(fencedConnection);
+
+      await expect(creation).rejects.toThrow(`Configuration for server "${serverName}" not found`);
+      expect(fencedConnection.dispose).toHaveBeenCalledTimes(1);
+      expect(MCPConnectionFactory.create).toHaveBeenCalledTimes(1);
+      expect(manager.getUserConnections(userId)?.has(serverName) ?? false).toBe(false);
+    });
+
+    it('keeps a config-source config the registry cannot resolve when re-establishing', async () => {
+      const fencedConnection = newUserConnection();
+      const reestablishedConnection = newUserConnection();
+      const configSourced: t.ParsedServerConfig = {
+        type: 'streamable-http',
+        url: 'https://mcp.example.com/config-sourced',
+        source: 'config',
+      };
+      let resolveConnection: ((connection: MCPConnection) => void) | undefined;
+      const factoryResult = new Promise<MCPConnection>((resolve) => {
+        resolveConnection = resolve;
+      });
+      mockAppConnections({ has: jest.fn().mockResolvedValue(false) });
+      (mockRegistryInstance.getServerConfig as jest.Mock).mockResolvedValue(undefined);
+      (MCPConnectionFactory.create as jest.Mock)
+        .mockReturnValueOnce(factoryResult)
+        .mockResolvedValue(reestablishedConnection);
+
+      const manager = await MCPManager.createInstance(newMCPServersConfig());
+      const creation = manager.getUserConnection({
+        serverName,
+        user: mockUser,
+        serverConfig: configSourced,
+      });
+      while ((MCPConnectionFactory.create as jest.Mock).mock.calls.length === 0) {
+        await new Promise((resolve) => setImmediate(resolve));
+      }
+
+      await manager.disconnectUserConnection(userId, serverName);
+      resolveConnection?.(fencedConnection);
+
+      await expect(creation).resolves.toBe(reestablishedConnection);
+      expect(fencedConnection.dispose).toHaveBeenCalledTimes(1);
+      expect(MCPConnectionFactory.create).toHaveBeenLastCalledWith(
+        expect.objectContaining({ serverConfig: expect.objectContaining(configSourced) }),
+        expect.anything(),
+      );
+    });
+
     it('fails a creation that a teardown keeps cancelling on every attempt', async () => {
       mockAppConnections({ has: jest.fn().mockResolvedValue(false) });
       (mockRegistryInstance.getServerConfig as jest.Mock).mockResolvedValue({